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FIMS Assurance Group
FIMS Assurance Group
Your life is our life
  • Comprehensive Risk Management
    for Business & Life


    Strategic risk management solutions for Government Contractors and  
    Commercial Construction businesses, plus comprehensive wealth protection 
    for high-net-worth individuals and families.
    Request a Consultation
    Explore Services
For Business
For Life
For Business
For Business

Strategic Risk Transfer for Enterprises

     Surety Bonds
     GovCon Liability
     Cyber Risk
     General Liability
     Professional Liability (E&O)
     Commercial Auto
     Workers Comp
     Builders Risk
     Inland Marine
     Realestate Invester

Coverage designed for Government Contractors, Construction Firms, and Enterprise Operations

For Life
For Life

Private Client Asset Protection

     High-Value Home
     Personal Auto
     Personal Umbrella
     Identity/Cyber
     Flood & Quake
     Recreational Vehicles
     Watercraft
    Renters

Tailored protection for high-net-worth families and business owners

Trusted Access to World-Class ​Carriers
We partner with the nation's leading insurance carriers to provide you with the best coverage options and competitive rates.

Industry Leaders

Access to A-rated carriers with decades of experience and financial strength the flying vessel.

Competitive Rates

Multiple carrier options means better pricing and terms for your specific needs

Specialized Expertise

Deep relationships with carriers who specialize in your industry

Private Client & Family Assets

Protecting your legacy requires more than a standard policy. We structure comprehensive portfolios for high-net-worth families, covering primary and secondary residences, valuable collections, and personal liability. With access to premier carriers like Chubb, Travelers, and Safeco, we ensure your home and assets are insured to their full value, safeguarding your family’s financial future against the unexpected.

Auto & Fleet Solutions

Whether it is a luxury personal vehicle or a commercial fleet of work trucks, we keep you moving. We provide robust liability and physical damage coverage that goes beyond state minimums. With access to Progressive, National General, and Travelers, we offer competitive rates for teen drivers, high-value rides, and heavy-duty commercial vehicles alike.

Commercial & Business Risk

From government contractors to construction firms, we design strategic risk transfer programs that meet strict federal requirements. Our solutions include General Liability, Workers' Comp, and Professional Liability (E&O). Leveraging partnerships with The Hartford, CNA, and Liberty Mutual, we help you secure the bid, protect your balance sheet, and operate with confidence in a complex regulatory environment.

Surety Bonds & Specialized Risk

For construction and government contracting, speed is currency. We specialize in immediate-issue Surety Bonds (Bid, Performance, and Payment) to help you win contracts faster. Beyond bonds, we cover niche risks like Inland Marine for your tools and Cyber Liability for your data. We turn complex contract requirements into simple, executed deliverables.

Life & Future Security

Your most valuable asset is your ability to provide for your loved ones. We offer tailored Life Insurance strategies—including Term, Whole, and Key Person policies—that secure your family's lifestyle or your business's continuity. By partnering with top-rated national carriers, we build a financial safety net that ensures your long-term promises are kept, no matter what happens.

Excess Liability & Umbrella

In a litigious world, standard limits are often not enough. Our Umbrella and Excess Liability solutions provide an additional layer of multi-million dollar protection that sits above your Auto and Home policies. Perfect for business owners and property investors, this coverage acts as a 'legal firewall,' protecting your personal savings and future earnings from catastrophic lawsuits.

Comprehensive Coverage Solutions
​From enterprise business protection to personal wealth preservation, we provide specialized insurance solutions tailored to your unique needs.

Commercial Insurance
​Specialized coverage for Government Contractors and Commercial Construction businesses, designed to protect your operations and support growth.

General Liability
Professional Liability (E&O)
Cyber Liability
Surety Bonds
Commercial Auto Fleet
General Liability

General Liability

Comprehensive protection for your business operations, covering bodily injury, property damage, and advertising injury claims.

Professional Liability (E&O)

Professional Liability (E&O)

Error & Omission coverage protecting against claims of negligence, mistakes, and failure to deliver services. 

Professional Liability (E&O)
Cyber Liability
Cyber Risk Insurance
Advanced protection against data breaches, cyber attacks, and digital liability in today's connected world.
Cyber Risk Insurance
Surety Bonds

Surety Bonds

Essential bonding for government contractors and construction projects, ensuring contract performance and compliance.

Commercial Auto Fleet

Commercial Auto Fleet

Comprehensive coverage for work vehicles and trucks to keep your business moving.

Private Client Services
​Asset protection for business owners and families

Homeowners Insurance
Auto Insurance
Umbrella Policies
Life Insurance
Pet Insurance
Homeowners Insurance

Homeowners

Premium coverage for high-value homes, protecting your property, belongings, and personal liability.

Auto Insurance

Personal Auto

Comprehensive vehicle protection with enhanced coverage options for luxury and specialty automobiles.

Umbrella Policies

Umbrella Policies

Extra liability protection beyond standard policies, safeguarding your personal wealth and assets.

Life Insurance

Life Insurance

Term and Whole life strategies for family security and wealth transfer.

Pet Insurance

Pet Insurance

Quality coverage for your beloved family pets.

Strategic Risk Management Built on Experience

FIMS Assurance Group was founded on the principle that effective risk management requires both industry expertise and technological insight. Our leadership brings over two decades of Enterprise Risk Management experience to the insurance industry, enabling us to deliver data-driven, comprehensive protection strategies. 


We understand the unique challenges facing Government Contractors and Commercial Construction businesses because we specialize in them. Our dual focus on commercial operations and private client services means we protect both your growing business and your personal assets with equal expertise and attention.

Ready to Protect What Matters Most?
Let our risk management experts design a comprehensive insurance strategy tailored to your needs.

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